We understand the importance you place on your families and your business. Our financial advice is designed to help sustain you, your family, your business and your health for the long-term.

• We gain a through understanding of you, your current position and your long-term goals, to make achieving and exceeding your goals our number one priority.
• We provide protection planning solutions to help prevent the financial devastation that death or long-term serious illness can cause.
• We help you grow the value of your pensions and investment plans whilst making them as tax effective as possible.
• We’re with you every step of the way, right through to your later years. With effective retirement and estate planning we’ll help you to mitigate inheritance tax for your future beneficiaries.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.