I help individuals, business owners and NHS consultants, with the aim of helping them grow the value of their pension and investment plans, whilst keeping them as tax effective as possible.
In addition I provide protection planning advice to protect families and business owners against the financial devastation, death or long term serious illness can cause.
Also, working with my clients to help them plan their estates effectively to mitigate inheritance tax.
The approach is to put the interests of clients first, taking the time to understand their needs and to establish exactly what they require in order to, not only achieve but, potentially exceed their financial goals.
This is followed up with research and a thorough explanation of the individual financial solution in a clear and understandable plain English format.
Many people have accumulated various policies over the years so the first step is to review and analyse these to ensure they continue to do the job they originally intended. By doing this my clients have a full understanding of their current position.
By recognising the importance of realising my clients dreams - whether big or small - through Strategic Financial Planning – the advice helps to sustain you, your family and your health for the future.
The approach is to provide a bespoke financial planning advice to suit my client’s present circumstances.
- A personal approach
- A thorough understanding of your needs and current position
- Making your goals and ambitions the number one priority
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.